Introduction
Welcome to Tovina Payments (https://tovinapayments.com)These Terms of Service govern your use of the Website and any services provided by Tovina Payments (“we,” “us,” or “our”). By accessing or using the Website, you agree to comply with these Terms of Service. If you do not agree with any part of these Terms, please refrain from using the Website.
Use of the Website
a. Eligibility: You must be at least 18 years old to use this Website. By using the Website, you represent and warrant that you are of legal age to enter into this agreement.
b. User Accounts: Some features of the Website may require you to create a user account. You are responsible for maintaining the confidentiality of your account information, and you agree to accept responsibility for all activities that occur under your account.
c. Prohibited Conduct: You agree not to engage in any prohibited conduct, including but not limited to:
- Violating any applicable laws or regulations.
- Infringing upon the intellectual property rights of others.
- Attempting to gain unauthorized access to the Website or its related systems.
- Transmitting any harmful or malicious content.
- Misrepresenting your identity or affiliation with any person or entity.
Intellectual Property
a. Content Ownership: All content on the Website, including text, graphics, logos, images, and software, is the property of Tovina Payments or its licensors and is protected by copyright and other intellectual property laws.
b. Limited License: Tovina Payments grants you a limited, non-exclusive, non-transferable license to access and use the Website for personal and non-commercial purposes only.
Disclaimer of Warranties
The Website is provided on an “as-is” and “as available” basis. We make no warranties or representations regarding the accuracy, reliability, or completeness of the Website’s content. Your use of the Website is at your own risk.
Limitation of Liability
In no event shall Tovina Payments be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of the Website or any services provided through the Website.
Indemnification
You agree to indemnify and hold harmless Tovina Payments and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of your use of the Website or any violation of these Terms of Service.
Changes to the Terms
We may update these Terms of Service from time to time without notice. It is your responsibility to review these Terms periodically. Continued use of the Website after any changes to the Terms constitutes acceptance of those changes.
Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of your jurisdiction, without regard to its conflict of law provisions.
Contact Us
If you have any questions or concerns about these Terms of Service, please contact us at info@tovinapayments.com
Privacy Policy
Introduction
Welcome to Tovina Payments (https://tovinapayments.com).
This Privacy Policy governs how Tovina Payments (“we,” “us,” or “our”) collects, uses, and discloses personal information from users of the Website. By accessing or using the Website, you consent to the practices described in this Privacy Policy.
Information We Collect
a. Personal Information: We may collect personal information, such as your name, email address, postal address, and phone number when you voluntarily provide it to us.
b. Non-Personal Information: We may collect non-personal information, such as your IP address, browser type, and operating system, which does not identify you personally.
How We Use Your Information
We may use the information we collect from you for various purposes, including but not limited to:
- Providing and improving our services.
- Responding to your inquiries and requests.
- Sending promotional emails and newsletters (you may opt-out at any time).
- Analyzing usage patterns and trends.
- Cookies and Similar Technologies
- We may use cookies and similar technologies to enhance your experience on the Website. Cookies are small files stored on your device that help us track your preferences and activities on the Website.
Third-Party Services
We may use third-party services, such as analytics and advertising providers, that collect and process data on our behalf. These third-party services may use cookies and similar technologies to track your interactions with the Website.
Data Security
We implement reasonable security measures to protect your personal information from unauthorized access or disclosure. However, please be aware that no data transmission over the internet can be guaranteed to be 100% secure.
Data Retention
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
Your Rights
You have the right to access, update, and correct your personal information. You may also request the deletion of your personal information from our records. Please contact us at [Your Contact Email] to exercise these rights.
Children’s Privacy
The Website is not intended for children under the age of 13. We do not knowingly collect personal information from children under the age of 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will promptly delete such information from our records.
Changes to the Privacy Policy
We may update this Privacy Policy from time to time without notice. It is your responsibility to review this Privacy Policy periodically. Continued use of the Website after any changes to the Privacy Policy constitutes acceptance of those changes.
Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at info@tovinapayments.com